Microfinance Account Officer

**Job Summary**

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.
**Responsibilities**:

- Actively solicit microfinance loan accounts to meet the business needs of the customer
- Develops the MFO centers through regular center meetings & visits, servicing of MFO members, training, performance updates, etc.
- Analyze overall loan applicant's qualifications to determine feasibility of granting loans
- Initiates credit and collection activities to ensure credit quality of accounts
- Ensures adherence to the bank's policies and procedures
- Execute sales and/or marketing activities that will achieve volume targets
- Attends to inquiries and other requirements of the clients
- Review and update customer loan files, loan agreements, etc.
to ensure adequacy for credit processing and loan booking.
- Secure information regarding competitor's practices, market trends and customer needs
- Perform other functions that may be assigned to him/her

Qualifications:

- Graduate of any 4 year degree course.
- Possesses good selling, communication and customer service skills.
- Must have basic mathematical knowledge.
- With high integrity.
- Preferably familiar with computer software including word processing & spreadsheets.
- With fieldwork and sales experience on Microfinance, an advantage.
- Preferably can drive a motorcycle.
- Must be willing to do field work and be assigned in **Batangas Area**

**Salary**: Php14,000.00 - Php18,000.00 per month

**Benefits**:

- Health insurance
- Life insurance
- Promotion to permanent employee

Schedule:

- 8 hour shift

Supplemental Pay:

- Commission pay
- Overtime pay