About Our Client The company is a leading financial technology group committed to making finance simple and accessible. It offers a revolving credit line that allows users to borrow funds as needed, up to a set limit. By offering the ability to only pay interest on what has been borrowed, the company ensures users can manage their finances with ease, maintaining financial flexibility to cover short-term needs.
Job Description Risk Management: Lead initiatives to identify, acquire, and integrate alternative data sources that enhance our understanding of customer risk profiles. This includes 3rd-party providers like social scoring systems, loyalty cards, and data from pawnshops or remittance services.Business Development: Identify market opportunities and negotiate end-to-end commercial deals with data providers, collaborating closely with the risk management team to validate and integrate new data.Data Strategy: Develop and execute a strategy to enrich the company's credit risk models with new and emerging data sources, ensuring the data is reliable, scalable, and supports the company's overall risk management framework.Fraud Detection: Implement processes and systems to leverage alternative data in distinguishing fraudulent from non-fraudulent users.Market Expansion: Drive the expansion of available data sets to unlock new opportunities for growth and risk mitigation in emerging markets.Collaboration: Work closely with internal teams (especially risk and credit) to ensure data-driven insights are translated into actionable risk management strategies.The Successful Applicant Experience in Fintech/Banking: 8+ years of experience in business development or data acquisition roles, ideally within fintech or banking. Deep understanding of credit risk management is a plus.Data Negotiation Expertise: Proven track record of negotiating complex data deals with external providers and understanding the intricacies of alternative data sources.Creative Problem Solver: A strategic thinker with the creativity to source and structure unique data partnerships.Risk Management Insight: Strong understanding of risk models and how alternative data can influence decision-making in credit and fraud detection.Startup Experience: Experience in a fast-paced, entrepreneurial environment. Preference for candidates who have worked in a startup setting and are comfortable in a hands-on IC role.Leadership Potential: Ability to grow into a broader leadership position as the company and the team scale.What's on Offer Opportunity to lead key data and business initiatives in a high-growth fintech company.Collaborative and fast-paced start-up culture.Competitive compensation and benefits package.
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