Credit Investigator

Scrutinizes customers' accounts and levies credit charges as per the interest rate
Investigates credit standing and financial history of individuals and business establishmentsProcessing motor loan applications following the company's policies and proceduresCollects relevant information through reliable sources to determine credit worthiness of applicantsNotifies customers of the approval and rejection of credit either via emails or phone calls or bothUndertakes visits to confirm residential and business addressesResponsible for collecting debts from defaulters with penalty chargesResponsible for reviewing credit applications and conducting background investigationProcessing credit applications after confirming financial status of applicantsInterviews individuals and business owners via phone calls and visitVerify of information provided by customers for creditConducts investigation on the history and credit standing of loan applicantsMaintain and improve portfolio quality and prevent lossStays abreast of legal and regulatory changes and industry trends