DUTIES AND RESPONSIBILITIES:
A.
Credit Investigation
1.
Conduct credit investigation/background investigation on credit applicant and clients through the different credit bureaus such as the Credit Management Association of the Philippines (CMAP), BAP-Negative File Information System (NFIS); prepare request for credit information from BAP-Loandex Information System (LIS thru LBP Property Valuation and Credit Investigation Department (LBP PV-CID).
2.
Verify with the Department of Trade and Industry or Securities and Exchange Commission the legal existence of applicants and clients (whenever requested).
3.
Perform bank checking, credit verification, court verification, trade checking, skip tracing, address verification and property checking.
4.
Validate the price/quotation and specifications of equipment submitted by clients or preferred supplier.
5.
Prepare request for CI/BI to LBP PVCID for credit applicant whose place of business is located in the provinces.
B.
Appraisal / Inspection
1.
Handle the appraisal of simple accounts.
Review documents submitted by Requesting Group/Unit to ensure completeness of documentary requirements
2.
Conduct ocular inspection, valuation and appraisal of property/equipment.
3.
Conduct market survey to determine comparative cost of similar equipment.
4.
Gather data thru query with brokers, real estate agent, sellers, banks or other government agencies (for real estate); seller, suppliers or manufactures (for vehicles and equipment) to determine comparative cost of similar properties in the area and/or the current market value of the equipment under valuation.
5.
Verify land title/s with Registry of Deeds, secure copies of Tax Declaration/s and Tax Map, verify real estate tax payments, secure copy of the approved survey plan from the LRA or Land Management Bureau of the DENR
6.
Assist in the review of the technical and engineering aspects of projects.
Validate cost of building construction projects submitted by client and conduct joint inspection with client's engineers/ architects/ lead man on construction site to determine/monitor the accomplishment of building construction and/or assembly
of industrial equipment.
Prepare progress/accomplishment report of construction projects.
7.
Prepare appraisal/inspection report with a corresponding technical and market analyses of the asset/property involved.
8.
Perform other functions as maybe assigned by the Head
- Asset Valuation and Credit Investigation and/or higher authorities.
**Job Types**: Full-time, Permanent
**Salary**: Php36,619.00 per month
**Benefits**:
- Company events
- Opportunities for promotion
- Promotion to permanent employee
Schedule:
- 8 hour shift
Supplemental Pay:
- 13th month salary
- Anniversary bonus
- Overtime pay
Ability to commute/relocate:
- Makati City: Reliably commute or planning to relocate before starting work (required)
**Education**:
- Bachelor's (preferred)
**Experience**:
- Credit Investigator: 1 year (preferred)