Opportunity Expired
Do you want to further your career in risk assessment and financial analysis? Join us as a Credit Assistant and work with the bank's financial experts
Opportunity details Opportunity Type
Graduate Job
Number of Vacancies
1
PHP 20,833 / Month
15 Months Guaranteed Pay and a performance incentive bonus
As a Credit Assistant, you are responsible for evaluating the borrowers or potential borrowers of the banks according to the inherent risks and opportunities that the Bank may be able to undertake. Also, recommends the appropriate facilities with mitigants in place to safeguard the interest of the Bank.
How you will contribute Conducts interviews and ocular inspections with the client to determine the risk profile of the borrower/ client. Prepares credit proposal with all the information gathered and internal tools to be presented to CRECOM and EXCOM. Presents the credit proposal to CRECOM to aid the team in achieving its goals. Prepares financial analysis based on the data gathered to determine the capacity of the client to pay. Keeps updated with the credit policy manual/risk bulletins to ensure compliance with the Bank's credit policies as well as other governing policies. Collaborates with Relationship Managers in the loan packaging while identifying credit risk and acceptable mitigants for recommendation to approvers. Plans interim extension/client calls or information gathering such as AFS, bank checkings, appraisals, etc in advance to ensure renewal is on time and to avoid expired lines. What we're looking for Bachelor's Degree in Business Studies/Administration/Management, Accountancy, Banking, Financial or any related course With 6 months - 1 year of relevant banking experience is an advantage Knowledgeable in Banking and Financial, Credit (Evaluation/Appraisal) Knowledgeable in the industry of Accounting/Audit/Tax Services, Banking, Investment Houses Must have knowledge of basic accounting and credit policies Must have knowledge of financial analysis and good written communication skills Fresh graduates are welcome to apply! Hiring criteria You should have or be completing the following to apply for this opportunity.
Entry pathway Degree or Certificate Minimum Level of Study
Bachelor or higher
Study Field
B
B Business & Management
Work rights The opportunity is available to applicants in any of the following categories.
country
eligibility
Philippines
Philippine Permanent Resident
Philippine Student Visa
Philippine Temporary Work Visa
Graduate Success Stories Graduate stories "Ensuring data accuracy is not just a job for me; it's a commitment to maintaining the quality of information that powers a bank's operations and decision-making." Data Quality Manager at Security Bank Corporation
Graduate stories "Ensuring data accuracy is not just a job for me; it's a commitment to maintaining the quality of information that powers a bank's operations and decision-making." Data Quality Manager at Security Bank Corporation
"Ensuring data accuracy is not just a job for me; it's a commitment to maintaining the quality of information that powers a bank's operations and decision-making."
Data Quality Manager at Security Bank Corporation
Graduate stories "Ensuring data accuracy is not just a job for me; it's a commitment to maintaining the quality of information that powers a bank's operations and decision-making." Data Quality Manager at Security Bank Corporation
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