Credit Analyst

Job descriptions
Provides good access to the Bank's loan and risk management practices.
He will work with the customer relationship development team to support our loan growth and risk management objectives.

Responsibility
Monitoring the designated credit portfolio;
Independently judge and analyze financial statements, build financial models and be able to write loan approval documents;
Assist the customer manager in due diligence such as company research, market analysis and credit analysis;
Assist the customer manager in handling post loan management, such as loan issuance, monitoring and analyzing the borrower's financial performance and compliance with loan agreements;
Produce loan committee records and credit recommendations;
Maintain compliance files according to specified procedures;
Timely communicate the breach of the agreement and excessive lending;
Participate in daily portfolio review meetings;
Daily customer maintenance and communication.

Job qualifications
3-7 years of relevant work experience
Have general financial analysis ability and be able to read financial statements
Knowledge of commercial clients is preferred.
Outstanding learning ability, with curiosity and professional research spirit to emerging things and industries.
Solid credit management foundation and financial modeling skills, sharp perception in credit judgment, and the ability to make judgments in a highly volatile environment combining professional knowledge, common sense and social experience.
Excellent communication skills and teamwork spirit
Bachelor degree or above.