We're looking for a results-driven business partner who can balance risk and reward in support of an ambitious and growing Mobility business. If you have a knack for maximizing commercial opportunities and playing a part in delivering strong margins while taking acceptable credit risks, this role is for you.
We're looking for a results-driven business partner who can balance risk and reward in support of an ambitious and growing Mobility business. If you have a knack for maximizing commercial opportunities and playing a part in delivering strong margins while taking acceptable credit risks, this role is for you.
Purpose and accountabilities When you join our Credit Risk Assessment team, you'll be tasked with managing credit limit approvals and overall credit portfolio management for US and CANADA FUELS . You will be using your expertise to support business decisions, balancing risk and reward in line with Shell Credit policies.
Determine appropriate credit risk rating and credit limit through commercial and full financial analysis for new and existing customers. Execute appropriate actions identified to mitigate credit risks of a customer such as negotiation and management of security to support higher risk exposure. Analyze overall credit exposure and re-assessment of credit worthiness of customers based on re-evaluation triggers and timelines. Ensure business continuity by proactively and reactively managing account reviews and actions on blocked sales orders, and consequently dealing with risk implications associated with exposures beyond current approved credit limits Provide authorized approval for the release of blocked orders in respect of credit within designated authority. Dimensions: Mobility business is fast-moving and has an ambitious growth agenda. Credit assessments are becoming increasingly complex with a changing macro-environment. This coupled with a generally Credit adverse environment makes it increasingly important that we review customers with a critical eye and provide robust and thorough Credit Assessments to justify decisions made. As a Credit Analyst, you will be directly responsible for a customer portfolio with up to USD 500K manual of authority, maximizing commercial opportunities where credit can play a part in delivering strong margins whilst taking acceptable credit risks.
Skill requirements
Not only do we want our Credit Specialist to be proficient in applying financial analysis and risk management, but we are also looking for someone who can work with people and teams from other disciplines and backgrounds. You should be able to make tough decisions and implement actions to resolve credit concerns while maintaining customer relationships.
Technical accountability: Degree in Accounting or Business, preferably with 1-year relevant financial experience with specific focus in credit and balance sheet analysis. Business support: You must have a good commercial mindset to be able to support the Sales organization in credit matters. You must have the ability to discuss with customers a range of issues, including high risk rating, cash flow growth potential and still maintain and solid relationship whenever possible. Work closely and collaboratively with onshore and offshore stakeholders with a one-team approach in a virtual environment. Life doesn't stand still here – it is a fast-paced, challenging and incredibly rewarding place to work. Shell is a company with shared values. Honesty, integrity, and respect aren't a strapline; they are a part of whatever we do. Join us and you'll belong to a world where you can feel pride in your achievements and propel your career with global opportunities.
Work Shift: Night Shift
Work rights The opportunity is available to applicants in any of the following categories.
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